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Posts by: Chris Golledge

How Does Refinancing Work?

Mortgages by Chris Golledge | 8-November-2018 |

How does refinancing work and when should you refinance? Refinancing is when you take out a new mortgage to replace your existing one. The first loan is paid off, allowing the second loan to be produced, this is done to allow you to obtain a better interest rate and ideally reduce monthly payments. The mortgage refinancing…

Different types of mortgage products

Mortgages by Chris Golledge | 28-February-2018 |

Mortgages can be very confusing things! The mortgage market in the UK is very competitive and there are a number of different types of mortgage product out there to choose from. I have outlined below some of the most popular options, with some pros and cons. Fixed Rate: The interest rate will remain the same,…

What is a Decision In Principle

Property Finance by Chris Golledge | 26-February-2018 |

A Decision in Principle (DIP) may also be referred to as a ‘Mortgage Promise’ or an ‘Agreement in Principle’ (AIP). This is basically a certificate from a lender, stating what you may be able to borrow an amount based on credit history and financial health.However, this is not guaranteed and is subject to satisfactory evidence…

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How Does Refinancing Work?

November 8, 2018Chris Golledge

What is a Decision In Principle

February 26, 2018Chris Golledge

What information is Required on a Mortgage Application?

Stacy Wells

Different types of mortgage products

February 28, 2018Chris Golledge

Warning to consumers - Fraudsters are using the details of FCA authorised firms to try and convince consumers that they work for genuine, authorised firms. These fraudulent individuals and/or firms are known as “clones”. Fraudsters usually use this tactic when contacting people unexpectedly, so you should be especially wary if you have been ‘cold called’ or if you are contacted by individuals or Firms unknown to you who are using the Fundu or Lanner Capital name on social media or third-party websites.

FundU Limited is an Appointed Representative of Lanner Capital Limited which is authorised and regulated by the Financial Conduct Authority (‘FCA’) - 788965