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Find out the numbers you need in a jiffy. Calculate the basic cost-per-month and the total cost over the life of the mortgage, including fees and interest. Simply input the mortgage amount, term, interest, fees and mortgage type.
Shows basic cost per month assuming a selected interest rate and term or OF the mortgage.
Buy To Let
Do you have one or more investment properties? Use this calculator to work out the figures. Here at FundU we are specialists in finding the most competitive buy-to-let deals. Whether it’s an individual loan or a portfolio loan over a number of properties – we can help. And if you want to release some equity from your portfolio for further investments, or to pay other costs, talk to us today.
Saving for a deposit
Find out how long you’d need to save for a deposit, based on the property price and percentage of the value you need to put down. The deposit size could make a big difference to the mortgage deal you can get; a bigger deposit could give you more options, lower rates and lower repayments.
Calculate the Stamp Duty on your residential property in England, Wales or Northern Ireland. Stamp Duty (SDLT) is payable if you buy a property for more than £125,000 (£40,000 for additional homes). Anyone purchasing an additional home – including buy-to-let properties – will have to pay a 3% surcharge on top of each Stamp Duty band.
Calculate your Borrow Amount based on a simple income multiple. Bear in mind providers calculate how much they’ll lend based on both your income and your outgoings – so the more costs you have each month, the less you can borrow. This calculator provides a useful indication of your Borrow Amount, but should be used as a guide only.